As leaders, we have an obligation to help you achieve as much success as possible in the quickest amount of time. The first couple of months are vital in setting up your business. It is imperative that the expectations you should have on yourself, as well as the expectations we have of you are achieved or exceeded in the timeframe stated below.

Below are timelines and guidelines, as well as what you should expect from our office. We are fully committed to the future of your success, but you first need to be 100% committed to your own success. Past experience proves that these guidelines will produce successful results, if you stay on the path and do not deviate from it.

Welcome to Front Row Benefits and HST! We look forward to helping you pursue all of your personal and financial dreams. Anything is possible at Front Row Benefits!


Fill out your Healthcare Solutions Team and individual carriers’ contracts sent to you by Jackie Buffo.

  • Assurant aka Time Insurance
  • United Healthcare aka Golden Rule
  • Mutual of Omaha (Medicare Supplementals)
  • Dearborn National aka Colorado Bankers Life Critical Illness
  • Voya (ING) Life (requires E&O)
  • AmeriBenefit aka Integra
  • CoreHealth
  • National General (requires E&O)
  • Anthem (MO, TX, IN) (requires E&O)
  • Aetna/Coventry (requires E&O)
  • American General Life (requires E&O)
  • Humana (requires E&O)

Bookmark all the carriers’ and resource websites on your laptop.

Assurant Health
United Healthcare
Mutual of Omaha
Colorado Bankers
Voya (ING)
American General Life
STL Resource Website
Blue Book
Screen Sharing
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